Roshan Digital Account — Bank Alfalah

Required Documents

Have these ready to upload. You can save progress and return any time.

01. Identity Document

CNIC, NICOP (National Identity Card for Overseas Pakistanis), or valid passport — whichever applies to your residency status.

02. Passport

First two pages (photo page & info page)

03. NRP Status Proof

Visa, Work Permit, or Residence Permit of the country you're residing in. Also accepted: utility bill, tenancy agreement, or bank statement with foreign address.

04. Live Photo

A live selfie captured during the application — no glasses, good lighting, face clearly visible.

05. Signature

Scanned image of your signature on plain white paper. Used for account documentation and cheque book issuance.

06. Income Proof

Latest salary slip (past 3 months), employer letter, or 6-month bank statement showing regular income.

07. Zakat Declaration If applicable

Submit CZ-50 form if you wish to be exempted from Zakat deduction. Optional.

Eligibility Criteria

Check the requirements to qualify

Non-Resident Pakistanis

Persons of Pakistani origin residing abroad, acknowledged for financial and regulatory purposes.

Foreign Nationals of Pakistani Origin

Foreign Nationals having Pakistan Origin Card (POC)

Government Personnel on Foreign Posting

Employees or officials of the Federal Government or a Provincial Government posted abroad

Government Personnel on Foreign Posting

Resident individuals having declared their assets held abroad, as per wealth statement declared in the latest tax return with the Federal Board of Revenue (FBR). (For FCY Roshan Digital account only)

FAQs

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1. What is Roshan Digital Account (RDA)?

Roshan Digital Account is a State Bank of Pakistan driven initiative; in collaboration with commercial banks operating in Pakistan to provide innovative banking solutions for millions of Non-Resident Pakistanis (NRPs) seeking to undertake banking, payment and investment activities in Pakistan.

2. How can individuals apply for the Roshan Digital Account?

You can apply entirely online through Bank Alfalah's digital onboarding platform. Complete the form, upload documents, and take a live photo — all in 5–8 minutes.

3. What is the account type and which currencies are available in Roshan Digital Account?

You can open a Current or Savings account in PKR, USD, GBP, EUR, AED, SAR, and more. Multiple currency accounts can be opened simultaneously.

4. What is the eligibility criteria for the Roshan Digital Account with Bank Alfalah?

Non-Resident Pakistanis with valid CNIC/NICOP, Foreign Nationals of Pakistani Origin, Government Personnel posted abroad, and Resident Pakistanis with declared foreign assets are eligible.

5. What is the definition of a Non-Resident Person?

A Pakistani citizen who resides outside Pakistan for more than 183 days in a tax year, or a foreign national of Pakistani origin living abroad.

6. Can Resident Pakistanis open Roshan Digital Accounts?

Resident Pakistanis who have declared foreign assets with FBR may open a Foreign Currency Value Account (FCVA) under the RDA scheme.

7. What documents are required for opening a Roshan Digital Account?

CNIC/NICOP, valid Passport, NRP Status Proof, Income Proof, Signature scan, and a Live Selfie. Zakat exemption form is optional.